What You Should Do if You Are Injured in a Car Accident

If you are one of the millions of people each year who was injured in an auto accident and are dealing with rising medical bills, lost wages, ongoing pain, etc. there are some important steps you need to take to help get those bills covered and to bring a successful auto claim. The first is … Read more

What It Means to Have Uninsured and Underinsured Auto Coverage

Pennsylvania and New Jersey, like every state, requires you to purchase and maintain automobile insurance in order to legally drive a car.  This is called “financial responsibility”.  This insurance will include bodily injury liability – coverage for when a driver causes an accident and causes bodily or physical harm to someone. However both states only … Read more

Limited Tort vs Full Tort Auto Coverage – What Do They Mean for You?

Pennsylvania drivers are given two options when selecting auto insurance coverage. They must chose between Limited Tort or Full Tort coverage. Depending on which option you choose your ability to recover damages, if you are involved in an auto accident, could be restricted. Limited Tort, with less expensive premiums than Full Tort, provides limited coverage … Read more

Rear End Auto Accident Claims

In Pennsylvania more often than not when one driver hits a stopped car from behind, the rear ending driver is going to be at fault.  This is because of a Pennsylvania statute entitled “Driving Vehicle at Safe Speed”, 75 Pa. C.S.A. § 3361.  This statute is also known as the “assured clear distance ahead” rule.  … Read more

How to Get Your Medical Bills Covered after an Auto Accident

Having an auto accident and dealing with mounting medical bills can be very stressful.  Fortunately, even if you do not have health insurance, there can be some initial coverage for those medical bills under your or someone else’s auto policy.  These medical benefits are called first party, or personal injury protection (“PIP”) benefits.  Auto insurers … Read more